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Financial aid offer comparison

Financial aid offers, easy to decode: the true cost of each school, side by side.

Upload two aid offers. See grants, scholarships, work-study and loans separated, the first-year net cost of each school, and what each letter leaves out, quoted line by line.

Compare my aid offers2 credits for two offers at launch · join the waitlist, no payment now

Coming soon: we are checking demand before launch.

Most aid offers arrive between December and April. Join now and we'll email you once when it opens.

What a decode looks like

Synthetic example. Every note points at the exact line it is about.

Sample aid offer · Northgate College (synthetic)
  1. Estimated cost of attendance, 2027–28: $41,200
  2. Northgate Merit Scholarship: $12,000
  3. Federal Pell Grant: $3,100
  4. Federal Direct Unsubsidized Loan: $2,000
  5. Parent PLUS Loan (eligible up to): $18,000
  6. Total aid offered: $35,100

Why this is hard

  • Loans listed as aid

    Many offers put federal loans and Parent PLUS loans in the same list as grants, so the award looks larger than what you keep.

  • No two letters look alike

    One school shows the full cost of attendance, another shows only tuition, and some show no cost at all.

  • Offers arrive weeks apart

    Decisions are often due by May 1, so there's little time to line the numbers up yourself.

What you get

  • Grants and scholarships separated from loans and work-study for every offer
  • The first-year net cost of each school, calculated from each letter's own numbers
  • Missing items flagged, such as offers that leave out housing, fees or books
  • Editable questions for each financial aid office, such as whether a scholarship renews

What it is not

An explanation of your offers plus editable question templates. It doesn't recommend a school, loan or lender, and it isn't financial advice.

Credit packs from $4.99 for 5 credits (plus applicable sales tax).

Join the waitlist

2 credits for two offers at launch · join the waitlist, no payment now

We are not open yet. Leave your email and we will write once when this decoder launches.

What should it do for you? Up to 500 characters. Please don't include personal details.

We launch in the United States, Canada (except Quebec) and Australia first. Elsewhere, your answer tells us where to open next.

No payment, no card, no documents.

Questions

Which documents work?

College financial aid offers or award letters, as PDFs, screenshots or pasted text. Comparing two offers would cost 2 credits at launch.

Why not just ask ChatGPT?

You can, and it may do the math if you set it up carefully. What we add is a fixed structure: both offers in the same table, every grant and loan quoted from its letter so you can check it, and missing costs flagged. There's no prompt to write, and uploaded files are deleted within 24 hours unless you choose to save them. Whether that's worth 2 credits is what we're asking before we build it.

Will it tell me which school is the better deal?

No. We don't recommend schools, loans or lenders. We show what each offer actually gives and costs, so you can compare them yourself.

Is this live?

Not yet. We're checking demand before launch. Join the waitlist and we'll email you once when it opens; no spam, unsubscribe any time.

Compare financial aid offers: the true cost of each school, side by side